Terms you can follow.

By creating an account or using Grownance, you agree to these terms. If you do not agree, please do not use the platform.

You must be at least 18 and able to form a binding contract. You must complete identity verification before participating or withdrawing funds.

Grownance lets you buy fractional shares in opportunities reviewed by our team. When the underlying asset sells, any distribution is credited to your wallet. Grownance facilitates these transactions; it is not a bank, broker, or investment adviser.

All amounts are in Pakistani rupees. You add money by manual bank transfer, which our team verifies. Your wallet balance reflects completed transactions.

Keep your account credentials secure, provide accurate information, and use the platform lawfully. You are responsible for activity under your account.

We show applicable fees, if any, before you confirm a transaction. We review and process withdrawal requests subject to verification and your available balance.

To the maximum extent permitted by law, Grownance is not liable for indirect, incidental, or consequential damages arising from misuse of the platform, service interruptions, or third-party failures.

We may update these terms or suspend accounts that violate them. If you continue using Grownance after the terms change, you accept the updated terms.

Grownance covers any shortfall if an asset sells for less than its purchase price, so you get back the full amount you invested. Assets are bought with the intention of reselling them at a profit, but the resale price is not known in advance.

A listing's projected return is an estimate based on its expected resale value when listed. It is not a promise or a guaranteed profit. Past performance does not indicate future results.

You can surrender some or all of your shares before the asset sells for an immediate payout at a discount to their full value. The discount can change over time. Otherwise, your shares remain until the sale; they cannot be sold, transferred, or redeemed another way.

Grownance does not provide tax or legal advice. For guidance about your circumstances, speak with an independent professional adviser.